And then there are the payments that don’t feel like “banking” until something goes wrong.
Rent, school fees, domestic help, subscriptions, utility bills and payments to local service providers often sit in different parts of a family’s monthly routine. If any of these depend on a cheque, cash or a particular bank transaction, check them now.
The three-day strike doesn’t mean India’s entire payment system is going offline. Digital transactions are expected to continue. But branch-dependent work can be disrupted, and the timing makes this more than an ordinary few days without a bank counter.
For most households, there is no need to panic or withdraw a large amount of cash. A quick check of pending banking work, upcoming payments and emergency cash needs should be enough.
Sometimes, the most useful financial planning is simply remembering what you’ve been putting off.